> Verifying Token... [OK]
> Unlocking Financial Engine... [OK]
> Activating God Mode... [OK]
GAP MODE: Comparing against
System Initializing...
HOW TO BUILD THE AGILE BANK
AND SURVIVE THE FINTECH TSUNAMI
Level up your Tech Fluency
NOW PLAYING
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RENDERING DOCUMENT...
Shuffling Deck...
Tap to Flip
Simulation Mode: Active
Role: Chief Digital Officer
Objective: Survive 90 Days
Executive Decision Required
Paste into AI to get a breakdown of your leadership psychology.
Select a sparring partner. Logic-based simulation.
""
Generates a detailed breakdown of your negotiation tactics, leverage points, and mistakes.
Intangible friction, measured.
No data points yet. Log your first weekly check-in.
""
Generates a psychological safety intervention based on your debt score.
Honesty required
1. Did anyone share "Bad News" openly this week?
2. Did a senior opinion override data?
3. Did your team ship value to a customer?
Choose a crisis. Make executive decisions. Live with the consequences.
""
Paste into AI to analyze your strategic blind spots and "Second Order Effects".
Align your Board. Compare scores with your colleagues to find the "Reality Gap."
Low Safety score. Agility is impossible in fear. Score capped at 40.
Manual compliance reduces velocity. -20% final score reduction applied.
Compatible with ChatGPT, Claude, Gemini, or DeepSeek.
Compare your score against the global database.
Based on verified audits.
Never present a raw technical metric to the Board. Always translate it into a financial outcome.
The "Build vs. Buy" decision framework. Don't build commodities. Don't outsource your secret sauce.
The Test: If this software disappeared tomorrow, would your customers leave you?
The Test: Is this standard tech available off-the-shelf, or does it require specialized R&D?
Generates a rigorous justification for building, buying, or killing this project.
Map your leadership style. Are you building value, or just cutting costs? Are you moving fast, or just minimizing risk?
Ask yourself: Is your primary mandate to "Keep the lights on for cheap" (0%) or "Create new revenue streams" (100%)?
Ask yourself: Do you need 5 signatures to deploy code (0%) or do you deploy on demand (100%)?
Get a tailored pivot strategy to move from "" to Market Leader.
OWNER:
CONSUMER JOB
GUARANTEE (SLO)
"We don't look for a 3/5 Mediocre Generalist. We look for Spiky Profiles."
Paste this into ChatGPT, Claude, or Gemini to get a personalized career strategy.
""
The "Definition of Ready" for digital initiatives. If you cannot verify all 10 signals, you are building a legacy silo.
Generates a Go/No-Go decision document based on your missing criteria.
Definitive guide to the "Flow Framework".
Blueprint for structuring squads.
Agile for regulated banks.
Data as a Product.
Don't write the prompt. Let the machine build the prompt.
Be specific. "Everyone" is the wrong answer.
ENGINEERING PROMPT...
Ready to paste into ChatGPT / Claude / Gemini.
Optimize for Flow, not Headcount. Respect Brooks' Law.
Squad is empty.
SYSTEM DIAGNOSIS
Run a "Pre-Mortem" on this specific team composition to see how it fails.
Turn hidden manual work into a quantitative business case for automation.
Every touchpoint increases error probability.
Awaiting inputs...
ANNUAL WASTE (OPEX)
wasted hours
ERROR PROBABILITY
Swiss Cheese Model
TOTAL RISK LIABILITY
Use this prompt to generate the funding request for IT.
Translate "Agile Velocity" into "Balance Sheet Impact". Speak the CFO's language.
Value Capture (Annual)
Input data to generate business case.
INVESTMENT VERDICT
1-YEAR ROI
Months
Time to break even
x Faster
Time-to-Market multiplier
COST OF DELAY (COD)
Every week of indecision costs the bank in lost value.
Decisions have compounding interest. Choose a strategy and navigate the crises of 2026-2030.
FISCAL YEAR
NET PROFIT
CUSTOMER BASE
EFFICIENCY RATIO
Lower is better
TECH DEBT
Includes your specific crisis decisions (2027/2029) in the prompt.
"You don't have a code problem. You have an org chart problem."
How it works: Add teams. Then, on the right panel, click any two teams to create a Dependency Line. The simulator calculates the resulting architectural mess.
DEPENDENCY MATRIX (CLICK TO CONNECT)
Add teams to visualize architecture.
Depends on:
COUPLING SCORE
Integration Pain
VELOCITY
Deployment Speed
RESULTING SYSTEM
Paste into AI to get the "Inverse Conway Maneuver" strategy.
"If you lose the interface, you lose the margin." Are you becoming a utility?
Revenue from Interchange, FX, or Overdrafts (Low Loyalty).
Customers accessing you via Apple Wallet, Mint, or Plaid.
Percentage of customer base checking the app daily.
Adjust Inputs to Audit
COMMODITIZATION INDEX
Archetype:
Paste into AI to get a roadmap for escaping the "Utility Trap".
Don't fix data downstream (Janitor). Fix it at the source (Guardrails).
Owner:
Freshness
Quality
Select a Data Product above
to open monitor.
Estimated Value Lost (Cumulative)
>
System Healthy.
Inject a failure to test response.
Don't just ban it. Audit the "Hidden Tax" of manual integration.
TOTAL LIABILITY
SHADOW TAX
Manual Work Cost
CRITICAL RISKS
Tools to Kill
No shadow tools detected yet.
The "Algorithmic Trust Shield". Mathematically verify AI against Policy.
Ready to Scan
Stop paying for "Effort". Start paying for "Impact".
10 = Impossible to fire them.
If you pay by the hour, you are incentivizing the vendor to be slow.
Use this tool to calculate your "Leverage Score" and simulate the renegotiation before you walk into the room.
YOUR LEVERAGE SCORE
ESTIMATED ANNUAL WASTE
Paying for bad quality / rework
Test your strategy against an AI Agent representing .
Choose your tactical move:
Translate "Jira Tickets" into "Balance Sheet Assets" (IAS 38).
"If it's grey, capitalize it. Boost EBITDA." "If in doubt, expense it. Reduce tax." "Strict adherence to IAS 38."
Ready to Classify
CAPITALIZATION RATE
VALUE CREATION
| Ticket | Type |
|---|---|
Don't let them say "It's too risky to touch." Audit the Black Box yourself.
Awaiting Source Code
DETECTED LANGUAGE
CODE SMELLS DETECTED
Takes calculated risk scores and asks AI to extract the Business Rule.
Analyze sequential status reports. Detect the "Watermelon Effect" (Green outside, Red inside).
Awaiting Reports
DECEPTION PROBABILITY
Negotiate the "Go/No-Go". Balance Trust vs. Velocity.
"My job is to keep this bank out of the headlines. Your job is to launch features.
Prove to me you aren't reckless, and I might let you pass."
Chief Risk Officer
""
LAST TURN RESULT
""
Ready to paste into your GenAI tool of choice (ChatGPT, Claude, Gemini).
Gamified Tech Debt Simulation. Survive 3 levels of legacy hell.
You have 100 HP (Political Capital).
Choose wisely: Manual work costs HP. Automation risks failure.
Political Capital (HP)
Efficiency Score
⚠️ INCIDENT DETECTED
>> EXECUTING COMMAND...
Ready to paste into your GenAI tool of choice.
| Loading or No Data... | ||
Measure the "Extraneous Load" killing your team's ability to think.
Slack pings, shoulder taps, urgent emails per person.
1 = "Clear Specs", 10 = "Vague one-liners".
How many apps to ship one feature?
Awaiting Team Data
MENTAL CAPACITY
ANNUAL COGNITIVE TAX
Wasted salary due to context switching & overhead.
Gamify your next meeting. Click tiles when you hear/see the behavior.
This generates a random 5x5 grid of "Bilingual" (Good) and "Legacy" (Bad) behaviors. Play during the meeting.
CULTURE SCORE
TOXICITY
Ready to paste into your GenAI tool of choice. Uses Anthropological Analysis to diagnose rituals.
60-second diagnostic. Is your sprint a "Success" or a "Death March"?
Awaiting Vitals
SUCCESS PROBABILITY
SCOPE CREEP
PRESCRIPTION
Ready to paste into your GenAI tool of choice.
Survival of the fittest? No. Survival of the most adaptable.
Awaiting Sensor Data
ADAPTABILITY QUOTIENT (AQ)
ORGANIC STATE
DIAGNOSIS
Ready to paste into your GenAI tool of choice.
Visualize the "Blast Radius" of incoming regulations on your legacy stack.
Select Regulation to Begin
EST. IMPLEMENTATION COST
TIMELINE
MAX FINE EXPOSURE
"Because of your High Legacy Debt, the cost of implementing is 2.5x higher than a Neobank."
Ready to paste into your GenAI tool of choice.
Most processes are 90% waiting. Find the hidden waste.
Map your Value Stream
FLOW EFFICIENCY SCORE
Target: >25%
TIMELINE VISUALIZATION (GREEN=WORK, RED=WAIT)
VALUE ADD TIME
WASTE (WAIT TIME)
PRIMARY BOTTLENECK DETECTED
""
Accounting for % of all delays.
Ready to paste into your GenAI tool of choice.
Don't rely on memory. Rely on weighted math.
| Criteria (Weight 1-5) | |
|---|---|
|
IMPORTANCE:
|
|
| Weighted Score |
RECOMMENDED DECISION
Ready to paste into your GenAI tool of choice.
Build your executive vocabulary. 60 seconds a day.
STREAK
ALERTS ACTIVE
Scheduled for 09:00
FLUENCY XP
CURRENT RANK
DOWNLOADING INTELLIGENCE...
TERM OF THE DAY
QUICK CHECK
Correct!
+XP GAINED
Incorrect.
Paste into your GenAI tool to get a "Bullshit Detector" script for this term.
The Bilingual Canon. Track your reading and technical fluency.
Novice. Start reading. Apprentice. Gaining fluency. Expert. You speak both languages.
"The "
Paste into AI to get a "Cheat Sheet" for the books and tools you haven't marked as known yet.
Visualize the "J-Curve". Prove the value of Soft Benefits.
SOFT VALUE ENGINE
Input Financials to Begin
24-MONTH OUTLOOK
Payback:
HARD VALUE (P&L)
SOFT VALUE (Strategic)
Ready to paste into your GenAI tool of choice.
Real-time FinOps. Visualize the burn rate of bureaucracy.
Include salary + overhead + benefits.
"If you wouldn't sign a PO for $100 to buy software, why are you spending it on a status update?"
Join the collective of execution-focused leaders. Access exclusive playbooks and peer support.
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